Recently, a couple who are clients of ours told us that they had been shopping around for life insurance. They were surprised when we told them we could have done that for them. It made us realize that we are not always as successful as we would like in making sure that our clients know what we can do for them.
With the industry emphasis on increased disclosure, we thought it would be a good time to reiterate some of the services that our team provides for you.
In no particular order:
Portfolio Design and Selection: We spend a good deal of time on extensive economic and investment research to design an investment strategy and thesis that works for you – to simplify the complex. It’s our job to assess the gamut of investment options available to provide you with strategy and discipline.
Specialty Investments Accounts: We offer a full range of Educational Savings Plans, Disability Savings Plans, Corporate Accounts, Individual and Corporate Pension Plans
Education: Our goal is that each of our clients understand what they own and why they own it. Understanding increases comfort levels and reduces stress.
Financial Plans: A comprehensive financial plan will keep you on track with goal setting, savings plans and retirement planning. We update annually and brings together all aspects of your finances including company pensions, life insurance, and disability benefits.
Account monitoring and reviews: Constant monitoring of markets and world events helps us to refine our investment thesis keeping it up to date. Periodic reviews with you helps to show progress and manage volatility. When markets change, we actively rebalance accounts, always in collaboration with you.
Behavioral Coaching: We help you maintain a methodical, rational and disciplined approach to your money.
Communication/Accessibility: We try to keep you updated and informed through meetings, calls, newsletters, blogs and emails. We are always available for your questions and concerns.
Referrals: When needed, we are always happy to refer clients to other specialists: lawyers, mortgage brokers, etc. We constantly remind our clients about the need for wills and powers of attorney.
Insurance: We will review all of your current coverage including those from your work. We want to be sure that you are fully protected from the “What if’s”, or at least are fully aware of what they are.
Effective Drawdown of Capital: Our job is to provide prompt and tax effective distributions for those who need it regularly and for the unexpected. We will do end of year tax planning such as tax loss selling.
We take our mission seriously: To bring order and clarity to your financial affairs through thoughtful and meaningful advice.
Disclaimer:This publication is solely the work of Scott Blair for the private information of his clients. Although the author is a Manulife Securities Advisor, he is not a financial analyst at Manulife Securities Incorporated or Manulife Securities Insurance Inc. (“Manulife Securities”). This is not an official publication of Manulife Securities. The views, opinions and recommendations are those of the author alone and they may not necessarily be those of Manulife Securities. This publication is not an offer to sell or a solicitation of an offer to buy any securities. This publication is not meant to provide legal, accounting or account advice. As each situation is different, you should seek advice based on your specific circumstances. Please call to arrange for an appointment. The information contained herein was obtained from sources believed to be reliable; however, no representation or warranty, express or implied, is made by the writer, Manulife Securities or any other person as to its accuracy, completeness or correctness